Trading 212 isa vs invest is an investing platform that offers a wide range of investment products, including share trading, ETFs, investments trusts and CFDs. It’s a great choice for investors of all levels, although it’s best for those who have some investing experience. It’s also a good option for beginners who are looking to get started with low costs and beginner-friendly investments.

The firm’s main offering is its Invest account which provides a simple and intuitive investing experience. You can create custom portfolios (called pies) using any mix of assets that you want, and you can invest in shares on the London Stock Exchange or Nasdaq as well as ETFs and investment trusts. The site has an impressive array of research tools and features, including a charting package and market analysis, and it’s easy to navigate the platform on your phone or tablet.

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There are no fees for trades or platform use, but there is a small FX fee to convert your money from the currency you are buying in to the one you are investing in. Depending on your tax situation, any profits you make from this can be subject to Capital Gains Tax or Dividend Tax if they are greater than your annual allowance.

The Trading 212 ISA is ideal for those who prioritize long-term, tax-efficient savings. You can contribute up to PS20,000 per year to this account without impacting your income tax. The ISA also comes with a few other advantages, such as the ability to hold cash within the account and access to more tax-efficient investments like stocks, shares, and some bonds.