How to Check Your Eligibility For Credit Cards in the UK

Using an eligibility checker can tell you if your credit card application is likely to be successful. If your card application is declined, it may hurt your credit score. There are a number of free tools to help you determine if you’re eligible for a particular card.

What increases credit score?

One of the best is a free tool offered by Barclaycard. It’s easy to use and can give you an idea of your chances of acceptance. A few minutes of your time will show you what you’re eligible for. You can also use your MyAccount account to save your results, so you can revisit them at a later date.

This nifty tool will not only let you know if you’re eligible for a credit card, it will also let you see which ones are out there. Once you’ve found the one that suits you, you can make your application online. Depending on your credit history, you may need to have a regular income or be a UK resident. Go here :

Taking advantage of a rewards credit card can help you avoid paying interest on purchases. Many of these cards offer cash back and airmiles. The key is to pay your balance in full each month. Some of these offers will even give you a 0% interest rate on select transactions.

Another good idea is to register on the electoral roll. Your name and address are the most obvious pieces of evidence, but this document can also show you if you’re a citizen of the Commonwealth. In addition, it boosts your credit score.